Serving customers across Africa

Borrow smart.
Repay simple.

Ukash Limited gets you clear, fair credit across Africa — personal loans, business finance, asset finance and salary advances, from USD 100 to USD 10,000 — with straightforward terms and no fine-print surprises.

Start your application Calculate your repayment
24hrs Average approval time
12.5% Interest rate from, per annum
$10,000 Maximum loan amount, USD
What we offer

Credit built around your situation

Four ways to borrow, each with clear rates fixed upfront — no hidden charges.

$
from 12.5% p.a.

Business Loans

Working capital and growth funding for SMEs.

from 14% p.a.

Asset Finance

Finance vehicles, equipment, and machinery.

from 13.5% p.a.
$

Salary Advance

Short-term advances, disbursed same day.

from 8% flat
See all services
The process

Three steps to funding

A genuinely simple sequence — most applicants go from application to disbursed funds within a day.

01

Apply online

Fill in a short form with your details and the amount you need.

02

Get verified

Our team confirms your details and runs a quick credit check.

03

Receive funds

Funds are sent directly to your bank account or mobile money wallet.

Why Ukash

Credit should be clear, not clever

Every rate, term, and fee is disclosed upfront, before you sign anything. No lawyer required to understand your loan.

Learn more about us
  • ✓
    Licensed & regulatedOperating under applicable financial services regulations.
  • ✓
    No hidden feesEvery cost is shown before you accept an offer.
  • ✓
    Fast decisionsMost applications are reviewed within 24 hours.