From the Ukash team
Guides on borrowing and money management
Practical, plain-language articles to help you borrow wisely and manage your finances.
Borrowing basics
12 Jan 2026
Five questions to ask before taking any loan
A quick checklist to help you borrow only what you need, on terms you understand.
Small business
28 Jan 2026
Using a business loan to manage seasonal cash flow
How African small business owners can bridge slow months without disrupting operations.
Budgeting
9 Feb 2026
A simple monthly budget for salaried workers
An easy framework to plan your salary, savings, and any loan repayments each month.
Asset finance
3 Mar 2026
Buying a work vehicle: cash, savings, or financing?
Weighing the real costs and trade-offs of each option for growing businesses.
Credit health
21 Mar 2026
Why your repayment history matters more than you think
Building a track record that gets you better rates and faster approvals over time.
Emergencies
15 Apr 2026
Building a small emergency fund alongside loan repayments
Practical steps to save a little each month, even while repaying a loan.