From the Ukash team
Guides on borrowing and money management
Practical, plain-language articles to help you borrow wisely and manage your finances.
How to apply for a loan with Ukash in 3 steps
A screen walkthrough of our application, from the form to receiving your funds. Recorded on the French version of the site.
Borrowing basics
12 Jan 2026
Five questions to ask before taking any loan
A quick checklist to help you borrow only what you need, on terms you understand.
Small business
28 Jan 2026
Using a business loan to manage seasonal cash flow
How African small business owners can bridge slow months without disrupting operations.
Budgeting
9 Feb 2026
A simple monthly budget for salaried workers
An easy framework to plan your salary, savings, and any loan repayments each month.
Asset finance
3 Mar 2026
Buying a work vehicle: cash, savings, or financing?
Weighing the real costs and trade-offs of each option for growing businesses.
Credit health
21 Mar 2026
Why your repayment history matters more than you think
Building a track record that gets you better rates and faster approvals over time.
Emergencies
15 Apr 2026
Building a small emergency fund alongside loan repayments
Practical steps to save a little each month, even while repaying a loan.